Palm Beach Gardens Real Estate Agent Services
Palm Beach Gardens Real Estate Agent Experts?allow you to compare different loans with one another. When you can see all of the real estate options juxtaposed next to each other, you can find the best interest rates, terms and conditions for your Palm Beach Gardens home loan. Compare and save money with Palm Beach Gardens Real Estate Agent Services.
Why do you need home financing in Palm Beach Gardens?
First time home buyers have different needs than senior citizens with plenty of home equity built up. Palm Beach Gardens loan packages serve different functions.
If you want to construct your own home, then you will need a construction loan to pay the contractor. Once the home has been inspected and declared to be safe for occupancy, you will need to have a regular mortgage. Here are the mortgage broker services we offer:
- Construction Loan
- Home Purchase Loans
- Home Refinance Loans
- Home Equity Loans (HEL) & Home Equity Line Of Credits (HELOC)
- FHA Loan
- VA Loan
Qualification rules will differ based on the the type of loan you are trying to get.
Palm Beach Gardens Real Estate Agent Financing Packages Summary
Home Purchase Loans
Once the home is built, you will need a standard mortgage or home purchase loan. Choose from fixed or adjustable rate mortgages (ARM). The adjustable rate mortgages have interest rates that may fluctuate; these tend to be more affordable, but also carry more risk.
Home Refinance Loans
Sometimes, your life changes in unexpected ways. Home refinance loans allow you to replace your old mortgage with a new mortgage. Refinancing may allow you to get a lower interest rate.
Home Equity Loans (HEL)
After you have build up home equity (the amount of your mortgage paid off), you can borrow against this using home equity loans. This might be used for remodeling.
The Federal Housing Administration (FHA) provides a government loan to help increase American home ownership.
The Veterans Administration (VA) loan is specially targeted to those who have served in the military.